With 16 years of experience in the industry, Scott O’Bryan opened Health Care Insurance in 2006. O’Bryan initially focused on his services to adults but has grown and changed over the years to provide more insurance coverage.
O’Bryan began his career with Prudential and Andy Anderson Insurance before teaming up with his sister Alice Crabtree to create Affordable Care. Crabtree decided to retire during the pandemic and sold his share of the company to his grandson Cody Stone.
Stone graduated from high school in 2013 and began working with the agency in 2014. With nearly a decade of experience under her belt, she said she couldn’t imagine doing anything else.
“We take the time to compare plans and figure out what each person’s options are,” Stone said. “We can follow individual plans, help people with KYNECT, and guide people who are approaching retirement age. We just want to help people get on the right path.”
One of the company’s specialties is selling Medicare products, and because they are independent agencies, they have the ability to refer plans through multiple agents.
O’Bryan said the group was blessed by the dispatchers because of the support group.
“A number of people in the community will mention us – that’s how we operate,” he said. “I always talk about Owensboro. It’s a great place to raise kids and do business.”
O’Bryan, who served several tours of duty at the Elizabeth Mundy Community Center during that time, also finds joy in living three minutes from his office. He said representatives often travel from Indiana, Ohio, and elsewhere to work and always rave about how much they love Owensboro.
Additional services at Affordable Care include life, dental, vision, travel, and long-term insurance, annuities, and Medicare. For more information or a quote, visit affordablecareinsuranceky.com.
Stone’s mother, Terry, also works at the agency, making it a successful family business, and that’s how she likes it.
“This is a family business in every way,” Stone said. “We treat our customers like family and always do the right thing for them.”
Chamber of Commerce. Founded in 1913, the Greater Owensboro Chamber of Commerce has worked to provide value and service to member businesses and individuals for over a century.
Today, with nearly 1,000 members, the Chamber is a leader in civic and business affairs, serving as a hub for business in the Greater Owensboro area.
For more information on becoming a Chamber member on Saturday or to inquire about Chamber membership, contact Shelly Nichols, Chamber Vice President, at 270-926-1860 or [email protected]